Spring 2024 Edition: Retirement in Focus
Read our Spring 2024 edition of our newsletter, Retirement in Focus.
2023 Q4 Market Review
The fourth quarter of 2023 was a fantastic lesson in the benefits of “staying the course.” The markets began the quarter in a declined state across stocks and bonds, both international and domestic. Little did investors know, there was a rally about to ensue that provided stock returns of over 12% in US markets - in one…
Your “Retirement Number” and How to Get There
Retirement. It’s our passion to help clients retire comfortably so they can enjoy the fruits of their labor without worrying that money will run out. Surprisingly, even though retirement can be a significant portion of one’s life (30 years or more), most people spend very little time thinking about how they’re going to be able to make…
2023 Q3 Market Review
Download 2023 Q3 Market Review The third quarter of 2023 saw a decline in values across all asset classes which comes on the heels of gains earlier in the year. Much of the decline last quarter was due to investors feeling less optimistic about the direction of interest rates. The Federal Reserve stated that due to the…
Fall 2023 Edition: Retirement in Focus
Read our Fall 2023 edition of our newsletter, Retirement in Focus.
IRA Charitable Gift Annuity
As part of the recently passed Consolidated Appropriations Act of 2023, (commonly referred to as SECURE Act 2.0), retirees have an exciting, new opportunity: to make a donation to a qualified 501(c)(3) organization directly from their IRA (referred to as a Qualified Charitable Distribution or QCD) while also establishing a Charitable Gift Annuity (CGA) which will pay…
Recession, Debt Ceiling, And Other Crises Du Jour
Question: The possibility of a recession and the potential debt ceiling crisis really has me worried. Should I make a change to my portfolio? Answer: We understand you might be worried about what you’re seeing in the news and conversations you’re having with friends. If you are concerned, we hope you find solace in the fact that…
Spring 2023 Edition: Retirement in Focus
Read our Spring 2023 edition of our newsletter, Retirement in Focus.
Making Sense of the Banking Headlines
With all of the recent news regarding the banking system, we thought you may find it helpful to review the following common questions about what has transpired and things to consider moving forward. What happened? It started with Silicon Valley Bank (SVB). Due to historically low interest rates (until last year), SVB previously made a decision to…
2022 Q4 Market Review
Download 2022 Q4 Market Review We all know the markets spent 2022 in a slump with US stocks down about 20% and US bonds down 13%. The driving factor of losses in both stocks and bonds was high inflation, multiple Fed rate hikes, as well as geopolitical turmoil. During times like these, the good news often goes…