2023 Q4 Market Review

The fourth quarter of 2023 was a fantastic lesson in the benefits of “staying the course.” The markets began the quarter in a declined state across stocks and bonds, both international and domestic. Little did investors know, there was a rally about to ensue that provided stock returns of over 12% in US markets - in one…

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2023 Q3 Market Review

Download 2023 Q3 Market Review The third quarter of 2023 saw a decline in values across all asset classes which comes on the heels of gains earlier in the year. Much of the decline last quarter was due to investors feeling less optimistic about the direction of interest rates. The Federal Reserve stated that due to the…

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IRA Charitable Gift Annuity

As part of the recently passed Consolidated Appropriations Act of 2023, (commonly referred to as SECURE Act 2.0), retirees have an exciting, new opportunity: to make a donation to a qualified 501(c)(3) organization directly from their IRA (referred to as a Qualified Charitable Distribution or QCD) while also establishing a Charitable Gift Annuity (CGA) which will pay…

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2022 Q4 Market Review

Download 2022 Q4 Market Review We all know the markets spent 2022 in a slump with US stocks down about 20% and US bonds down 13%. The driving factor of losses in both stocks and bonds was high inflation, multiple Fed rate hikes, as well as geopolitical turmoil. During times like these, the good news often goes…

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