Part 1: The Basics Quick Summary: Filing for Social Security is one of the most important decisions for a retiree There are valid reasons to file early - as well as delaying until a later age The most common age to file for benefits is 62. Many of these early filers would have likely been better off…
The stock market continued its positive momentum from the end of 2016 with well above average returns for the first quarter of this year. Q1 2017 Just like we try not to become too anxious or concerned when the market is under-performing, it is equally important to not become too excited or emotionally invested in times of…
Please find attached our 2016 Annual Market Review. 2016 Market Review 2016 proved to be a great lesson for the merits of a disciplined and diversified approach. While the year got off to a rocky start, and there were some unexpected twists and turns along the way, all the major assets classes ended up with positive returns…
We have officially entered the home stretch of 2016. Before this year becomes history, there are a number of items to consider to make sure you take full advantage of planning opportunities while avoiding costly mistakes. Here is our list of the top 8 things to consider: 1) Capture Tax-Losses: This is something we look to do every…
Attached is our Quarterly Market Review which highlights the performance of the global asset classes for the 3rd quarter of 2016. Q3 2016 At the end of this report, we included a commentary on investing during a presidential election. This is a common concern that we try to address with some historical perspective. As always, please feel…
We are excited to announce our teaching schedule at both Main Line School Night and Hatboro-Horsham Adult Evening School for this Fall. We would love to see some familiar faces at our classes and any of our existing clients that are looking to deepen their knowledge can do so tuition-free! Please contact us directly if you are…
On June 23, citizens of the United Kingdom voted to leave the European Union. While there has been much speculation leading up to and since the vote, many of the longer-term implications of the referendum remain unclear, as the negotiations regarding what the UK exit may look like long term is only just beginning to take shape.…
Please find attached our 2nd Quarter Market Review. Q2 2016 Most areas of the market managed positive returns for the quarter despite the many headwinds and distractions in the news. The report shows the details of the US, International, Emerging and Fixed Income markets. We end with a commentary on "GDP" and if we can use this…
We've been invited to teach a class at "Boomer University" in Ambler, PA. We would love to see some familiar faces at the class, so please let us know if you have interest in attending and also feel free to pass this along to others whom may be interested. If you are currently a Stone Pine…
One of the things we hear most often from our clients is that they wish they could go back in time to start formulating financial plans at a much earlier age. Of course, as the saying goes, "Hindsight is 20/20." When looking back, it is quite easy to see the power and importance of a good plan.…