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Please find attached our 2016 Annual Market Review.

2016 Market Review

2016 proved to be a great lesson for the merits of a disciplined and diversified approach.  While the year got off to a rocky start, and there were some unexpected twists and turns along the way, all the major assets classes ended up with positive returns for the year.

The Market Review details the performance of the global investment asset classes in the US and abroad.  We then end with an article on how the market harnesses the collective knowledge of all participants, and how difficult and dangerous it can be to work against this collective knowledge.

Wishing everyone a healthy, happy and prosperous 2017.