Experts in the Transition to Retirement
Stone Pine Financial Partners is a financial planning firm that puts clients first. We know your life situation is unique and that there’s no one-size-fits-all approach for retirement.
We are Certified Financial Planners AND Retirement Income Specialists.
- There are over 300,000 Financial Advisors
- About 30% are CFP’s® and very few are Retirement Income Specialists.
We are Certified Financial Planners and Retirement Income Specialists. Putting together the pieces to the puzzle that form a retirement income plan takes lots of specific knowledge, skill and training that a general financial planner does not have. You need a specialist who understands the specific risks retirees face and can form a plan, specific to you, that will provide the freedom to focus on others areas of your retirement and allow you to sleep well at night.
Who Is a Typical Stone Pine Client?
Our typical client is 55 or older with 1 million or more in investible assets. Some of the reasons our clients tell us they have sought help from our firm:
- I wanted expert guidance to help coordinate Social Security, Medicare, retirement income and taxes into a sensible plan.
- I wanted to know my spouse and family will be in great hands if something happens to me.
- I prefer to delegate and collaborate with an expert so I can concentrate on enjoying retirement.
What we do
The transition to retirement is the most important period in your financial life. Most financial advisors help you get to retirement – we help you get through retirement.
Retirees face unique investment challenges. We are well-versed in the proper construction of a retiree investment portfolio – to balance the need for both growth and safety and allow for sustainable distributions.
In the early years of retirement people are often surprised to see a significant drop in their tax liabilities. We develop tax strategies to take advantage of these “low-tax” years.
Decisions regarding retirement income, investments, taxes, healthcare, housing, estate planning and more all need to be thoughtfully crafted into a cohesive retirement plan.
Advice we Provide
The key is to have a retirement plan that coordinates all of the decisions and strategies you employ. Otherwise, decisions made in isolation can often have unintended consequences on other parts of your finances.
Just like your “30 year old self” would have likely struggled to envision where you are today, it will also likely be hard to envision changes that will take place throughout your retirement.
We track your progress and make adjustments along the way to adapt to changes in your life, as well as to market, economic and tax law changes.
Retirement. It’s our passion to help clients retire comfortably so they can enjoy the fruits of their labor without worrying that money will run out.
Download 2023 Q3 Market Review The third quarter of 2023 saw a decline in values across all asset classes which comes on the heels of
Read our Fall 2023 edition of our newsletter, Retirement in Focus.
As part of the recently passed Consolidated Appropriations Act of 2023, (commonly referred to as SECURE Act 2.0), retirees have an exciting, new opportunity: to