We want you to have the right set of tools and information to be well-informed about your financial situation. You will have the option to receive a paper or electronic statement from Charles Schwab on a monthly basis. You will also be able to access your accounts online at any time. Stone Pine Financial will also send you a more detailed performance report on a quarterly basis.

We also recommend that our clients take advantage of some free and easy-to-use tools to help you stay on top of your finances and investments on a regular basis.

Through our custodian Charles Schwab, your money is with one of the world’s largest discount brokerage firms. While no security system is absolutely impenetrable, Charles Schwab has made substantial investments in leading-edge security software, systems, and procedures—and is constantly reviewing, refining, and upgrading its infrastructure.

You’ll receive a clear, concise statement every month that summarizes all your portfolio positions including all balances, dividends, and transactions. A duplicate monthly statement is also sent to Stone Pine Financial Partners.

Charles Schwab is a member of the Securities Investor Protection Corporation (SIPC). Securities in your account are protected up to $500,000, with a cash limit of $250,000. For details, please visit sipc.org.

We know that entrusting your money to a financial firm is a personal decision, and we want to explain the consumer protections that are in place when you work with Stone Pine Financial Partners. Through these protections, we are confident that our clients’ assets are safe and secure.

Charles Schwab also has “excess SIPC” coverage which provides protection up to an aggregate of US$600 million, limited to a combined amount of US$150 million per customer, up to US$1.15 million of which may be in cash.