In America, taxes and health care are both complex and often confusing systems. Today we are going to break down one small aspect that can have big savings implications and can become a financial planning strategy to add to your arsenal. In 2003 Health Savings Accounts (HSAs) were created to supplement high deductible health plans so patients…
We are pleased to present you with the 2nd quarter market review. The last quarter was full of mixed performance which reinforces the importance of portfolio diversification. The linked report details the performance of the various stock and bond asset classes and shows the effect of a diversified portfolio maintained over a longer period of time. As always, please reach…
While the new tax laws that took effect at the beginning of 2018 will likely lower most tax rates and the overall tax burden for most taxpayers, the new laws will also force a record amount of people to claim the Standard Deduction. Standard Deduction vs. Itemized Deductions Every year, every taxpayer gets to choose between the Standard…
The new tax laws have brought sweeping changes to both the individual and corporate tax codes. One of the incentives that has not made many of the headlines is the flexibility added to 529 education accounts. What are 529 accounts: These accounts are named after Section 529 of the Internal Revenue Code and they are designed to encourage…
We are pleased to present you with the 1st quarter market review. After a number of consecutive quarters of positive returns for stocks, the market finally took a step back in the first three months of 2018. The linked report details the performance of the various stock and bond asset classes and shows the effect of a diversified portfolio…
In December 2017, Congress passed far-reaching tax legislation, which takes effect in 2018. The tax bill features many changes that may affect individuals and businesses, and it’s important to understand what is changing and how it may affect you. As with any tax-related topic, this is meant to give you an overview of the changes, but your…
The stock market delivered returns well above average in 2017, and then continued to rise rather steadily throughout January. As most of you know, over the past few days the market reversed course, and did so in a somewhat shocking fashion. The US stock market was down about 2% in value on Friday and then the Dow dropped by…
Please find attached our Market Review for 2017. Stocks outperformed their average returns by a good margin, with the best results coming from the overseas markets. Bonds had below average returns, albeit still positive for the year.
It has been a very busy and productive 4th quarter here at Stone Pine, and we thought we would update you on our latest news and events. We just finished teaching our Fall classes at Main Line School Night and Hatboro-Horsham Night School. This is our 3rd year teaching at both schools, and we continue to enjoy…
We will be teaching a class entitled, "Transition to Retirement: How to Create Income that Lasts" at the Hatboro - Horsham Adult School. Details listed below! Hatboro Horsham Adult Evening School