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Think back to the beginning of 2019.  We had just ended the worst year for the financial markets since 2008, and the media was predicting a gloomy year ahead. Many people thought we had seen the end of the bull market and tough times were on the horizon.  

2019 turned out very different than predicted.  In fact, it was one of the best years of the entire decade for both stocks and bonds.  

While it is always nice to see your account balances increase at an above average rate, we think the biggest takeaway from 2019 is the unpredictable nature of markets in short periods of time.  Investors who are armed with a sensible plan, and have the wherewithal to stick to the plan, are better positioned to capture the returns the market offers – as unexpected as they may be.       

We are pleased to present you with the 2019 Annual Market Review.  As always, if you have any questions please reach out to us!